http://archive.conscientiabeam.com/index.php/66 Conscientia Beam en-US Journal of Empirical Studies 2312-623X http://archive.conscientiabeam.com/index.php/66/article/view/4073 <p>The research paper assesses the influence of perceived ease of use, perceived trust, social influence, and facilitating conditions on behavioral intention to adopt mobile banking services. The study fills up the research gap revealed in the literature. Research embraced the positivism philosophy and deductive approach. The cross-sectional primary sources of data employed for the study. A convenience sampling technique was employed in this research. The structured questionnaire of 607 was distributed to respondents in Kathmandu, Nepal, and received only 400 useful questionnaires. Descriptive statistics were utilized to depict the general background information of respondents. Correlation analysis was utilized to assess links between predictors and response variables. Further, linear regression analysis is employed to investigate the effects of predictors on response variables. The findings of the result revealed positive links between perceived ease of use, perceived trust, social influence, facilitating conditions,&nbsp; and behavioral intention to adopt mobile banking services. It depicted that the factors determining the behavioral intention for the adoption of mobile banking services depend on perceived ease of use, perceived trust, social influence, and facilitating conditions. The findings of this study contribute to existing literature and can be applied to understand the determining factors of the behavioral intention of users of mobile banking services to adopt appropriate policy and for the decision-making process.</p> Padam Bahadur Lama Basu Dev Lamichhane Sabina Chalise Copyright (c) 2025 2025-01-31 2025-01-31 12 1 1 11 10.18488/66.v12i1.4073 http://archive.conscientiabeam.com/index.php/66/article/view/4659 <p>In the era of digital transformation and sustainable development, both digitalization and environmental policies are increasingly central to national development strategies, especially in ASEAN. These transitions are reshaping investment environments and influencing the flow of Foreign Direct Investment (FDI). This study investigates the impact of digital transformation, green policies, and selected macroeconomic factors on FDI inflows in ASEAN countries. Using a balanced panel dataset covering six ASEAN economies from 2008 to 2022, the research applies the Fixed Effects Model (FEM) with robust standard errors to address heteroskedasticity and autocorrelation. Data were collected from six ASEAN countries from 2008 to 2022. Empirical findings show that higher Internet penetration significantly increases FDI inflows, while greater CO₂ emission intensity tends to reduce investment attraction. Financial development also promotes FDI, confirming the role of an efficient financial system. Inflation exhibits mixed effects, reflecting diverse macroeconomic conditions among countries. Overall, the findings emphasize that both digital readiness and environmental commitment play vital roles in attracting sustainable and high-quality FDI, providing useful implications for ASEAN governments in fostering digital and green transformation to strengthen long-term investment competitiveness.</p> Cao Phuong Thao Duong Quoc Dat Vu Thu Ha Ngo Thi Tu Oanh Dinh Anh Quan Copyright (c) 2026 2025-12-31 2025-12-31 12 1 12 28 10.18488/66.v12i1.4659