International Journal of Business Strategy and Social Sciences

Empowering futures: A financial literacy assessment among graduate students at Tribhuvan university

Basu Dev Lamichhane, Amiya Bhaumik, Achyut Gnawali — Fri, 19 Apr 2024 00:00:00 -0500

The purpose of this study is to assess the level of financial literacy among graduate students. The focus is on exploring the relationship between financial literacy and three key factors: financial attitude, financial knowledge, and financial behavior. The study targeted graduate students at Tribhuvan University's Faculty of Management (FOM) in Kathmandu valley with 710 students receiving a structured questionnaire. Total of 427 valid responses were received, establishing the sample for analysis. Descriptive and relational research designs was adopted for the analysis. Data was collected through a structured questionnaire, reflecting participants' financial attitudes, knowledge, and behaviors. The study concludes that there exists a positive association between the levels of students' financial attitudes, knowledge, and behaviors with their financial literacy. Additionally, the research findings reveal a significant and positive impact of financial attitude, knowledge, and behavior on financial literacy. Government authorities will utilize findings of the study for the development of policies aimed at enhancing financial literacy programs in Nepal. Banking and Financial Institutions (BFIs), Microfinance Institutions (MFIs) as well as regulators can use the insights to modify financial literacy programs that address the specific needs identified in the study. Professors, teachers, and trainers can incorporate with the study's results for curriculum planning, designing courses to foster financial attitudes, knowledge, and behaviors among graduate and post-graduate students.

The impact of the national school nutritional programme in the selected rural and urban primary schools in Mahwelereng circuit

Fri, 05 Jul 2024 00:00:00 -0500

This study evaluated the impact of the national school nutrition program IN the selected primary schools Mahwelereng circuit, Limpopo Province. To date, the (NSNP) reaches almost all schools in the poorest areas and quintiles nationwide. However, the COVID-19 pandemic has increased the demand on the National School Nutrition Program (NSNP) in schools far beyond expectation, even in schools outside quintile 1, 2, and 3. The purpose of this study was to investigate the impact of the NSNP in the primary schools in Mahwereleng Circuit, Limpopo Province. A qualitative phenomenological study within the interpretive research paradigm was used to explore the impact of the National School Nutrition Programme in primary schools. The researcher, through non-probability convenience sampling, selected a total of 12 primary school teachers from four primary schools in Mahwereleng Circuit. Data from semi-structured interviews was thematically analysed and interpreted to draw findings that answered the research questions. Findings indicated that the NSNP has a positive impact to learners’ welfare and academic performance in schools. The study appreciates the prescribed measures of food to each learner by the Department of Education (DoE). Primary school teachers in the selected schools around Mahwelereng circuit were interviewed individually for 20-30 minutes each in schools on the impact of the National School Nutrition Programme using semi-structured interviews to collect data. The implementation of the national school nutrition programme has a positive impact and established advantageous learning climate and decreased hunger and absenteeism in schools, while increasing enrolment, participation and scholarly execution among the schoolchildren.

Shifting evaluations: The impact of status increase on quality evaluations in the movie industry

Hazel Chui — Mon, 05 Aug 2024 00:00:00 -0500

Contrary to the belief that higher status automatically improves quality evaluations, the purpose of this study was to investigate the effects of status on perceived quality in the movie industry. The research hypothesizes that Academy Award-winning films receive less favorable evaluations post-award and that increased popularity post-award exacerbates this effect compared to their nominated-only counterparts. By analyzing over 47,000 reviews from IMDB, covering both winning and nominated-only movies from 2008 to 2019, the study finds that ratings of award-winning movies significantly decline post-award, while those of nominated-only movies do not experience a similar decline. Despite the decline in ratings, sentiment scores in reviews for award-winning movies do not show a significant drop post-award. Additionally, the study observes that the increase in review volume post-award correlates with lower ratings for winning movies, underscoring the impact of varied audience tastes on evaluations. This phenomenon highlights the divergence in evaluation criteria between experts and the general public. The findings emphasize the complexity of status dynamics and suggest that higher status, as conferred by awards, does not necessarily translate to sustained positive evaluations. This research underscores the need for further exploration into the dynamics of status, popularity, and evaluation, particularly in fields where public perception plays a crucial role. Such insights are valuable for understanding how public recognition and increased visibility can influence the longevity of perceived quality in cultural products.

Digital transformation of banking: Assessing mobile banking adoption in Nepal

Fri, 20 Sep 2024 00:00:00 -0500

The purpose of study was to investigate the influence of perceived usefulness, perceived security, and perceived cost on behavioral intention to adopt mobile banking, which reflects the evidences from among the users of digital mobile banking services in Kathmandu, Nepal. The study fills a gap in the literature by examining the influencing factors for mobile banking adoption. This study adopted descriptive and casual correlational research design to test the hypotheses. The survey employed cross-sectional data using convenience-sampling technique, disseminated 607-structured questionnaire among the target respondents of Kathmandu municipality, Nepal, and received only 400 (65.89 percent) useful questionnaires. This study assessed the internal consistency with the value of Cronbach’s alpha where the value of Cronbach’s alpha for all constructs remained > 0.70 depicting the reliability for the analysis. Further, this study adopted descriptive statistics: frequency and percentage for the result of general information of respondents and correlation and regression analysis for testing association and impact in the study. The findings of the study showed that perceived usefulness and perceived security found positive association with behavioral intention to adopt mobile banking services, in Kathmandu, Nepal. Further, perceived cost found negative impact on behavioral intention for adoption of mobile banking services indicating inverse link between cost and mobile banking adoption. Thus, banking professionals may use this model to develop safe, practical, and easy-to-use mobile banking services to win trust of users and to boost mobile banking services. Similarly, the findings of the study extends benchmark to academics, policymakers, and others.