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Exploring user switching intention to central bank digital currency payments . The Economics and Finance Letters, [S. l.], v. 13, n. 1, p. 29–53, 2026. DOI: 10.18488/29.v13i1.4741. Disponível em: https://archive.conscientiabeam.com/index.php/29/article/view/4741. Acesso em: 24 aug. 2026.