Bank risks in the era of digital transformation: Insights from Vietnamese joint-stock commercial banks . The Economics and Finance Letters, [S. l.], v. 13, n. 3, p. 1–9, 2026. DOI: 10.18488/29.v13i3.4986. Disponível em: https://archive.conscientiabeam.com/index.php/29/article/view/4986. Acesso em: 4 aug. 2026.