USAJ, . . V. .; GASHI, K. Digital currency and its implications for traditional banking systems: A qualitative inquiry . The Economics and Finance Letters, [S. l.], v. 12, n. 4, p. 798–813, 2025. DOI: 10.18488/29.v12i4.4621. Disponível em: https://archive.conscientiabeam.com/index.php/29/article/view/4621. Acesso em: 8 jan. 2026.