Nguyen, Tho Duc, and Minh Nhat Nguyen. “How Do Banks Price Loans in the Context of Market Concentration? Empirical Evidence from Vietnam”. The Economics and Finance Letters 12, no. 2 (June 20, 2025): 329–337. Accessed December 5, 2025. https://archive.conscientiabeam.com/index.php/29/article/view/4232.