1.
Budhathoki PB, Karki M, Lama PB. Determinants of credit risk in lower-middle-income countries: Evidence from interest spread, efficiency, and macroeconomic factors . 29 [Internet]. 2025 Dec. 24 [cited 2026 Jan. 8];12(4):743-56. Available from: https://archive.conscientiabeam.com/index.php/29/article/view/4618