The impact of financial literacy, financial technology, and financial inclusion on SME business performance in Malang Raya, Indonesia. Journal of Social Economics Research, [S. l.], v. 10, n. 4, p. 146–160, 2023. DOI: 10.18488/35.v10i4.3509. Disponível em: https://archive.conscientiabeam.com/index.php/35/article/view/3509. Acesso em: 1 aug. 2026.