Understanding the adoption of digital payment in Indonesian SMEs using modified technology acceptance model . Journal of Social Economics Research, [S. l.], v. 11, n. 2, p. 213–227, 2024. DOI: 10.18488/35.v11i2.3672. Disponível em: https://archive.conscientiabeam.com/index.php/35/article/view/3672. Acesso em: 1 aug. 2026.