Karki, Dipendra, Sushmita Upreti, Udbodh Bhandari, Sharad Rajbhandari, Niranjan Devkota, Seeprata Parajuli, and Udaya Raj Paudel. 2021. “Does the Formal Financial Sector Enhance Small Business Employment Generation in Nepal: Evidence from Cross-Sectional Data”. Journal of Social Economics Research 8 (2):155-64. https://doi.org/10.18488/journal.35.2021.82.155.164.