Rahadjeng, E. R. ., Pratikto, H. ., Mukhlis, I. ., Restuningdiah, N. . and Mala, I. K. . (2023) “The impact of financial literacy, financial technology, and financial inclusion on SME business performance in Malang Raya, Indonesia”, Journal of Social Economics Research, 10(4), pp. 146–160. doi: 10.18488/35.v10i4.3509.