RAVI, R.; PANDEY, N. N. . Intention to use fintech services: An investigation into the moderation effects of quality of internet access and digital skills . Humanities and Social Sciences Letters, [S. l.], v. 12, n. 3, p. 543–555, 2024. DOI: 10.18488/73.v12i3.3803. Disponível em: https://archive.conscientiabeam.com/index.php/73/article/view/3803. Acesso em: 9 apr. 2025.