Arturo, G.-S., O.-O. A. . Andrea, H.-P. S. . Luz, M.-M. Noelia, and R.-H. J. . Josefina. “Acquisition of Personal Assets Through Loan Bank and Commercial Credit: What’s the Best Option?”. Quarterly Journal of Econometrics Research , vol. 2, no. 1, June 2016, pp. 1-16, doi:10.18488/journal.88/2016.2.1/88.1.1.16.