@article{Artha_Widyastuti_Gustari_2022, title={Performance and Dividend Policy of State-Owned Banks Before and After COVID-19 }, volume={8}, url={https://archive.conscientiabeam.com/index.php/89/article/view/2989}, DOI={10.18488/89.v8i1.2989}, abstractNote={<p>The purpose of this study was to analyze the performance and dividend policy of State-Owned Banks before and after the Covid-19. The research period is 2018-2021, with the sampling technique is saturated sampling, where all members of the population are used as samples. The analytical tool used is the Different Test (T-Test) supported by the SPSS program. The results show that the performance of State-Owned Banks, namely market capitalization, profitability, credit quality and liquidity is different before and after the Covid-19, while the dividend policy is not different. The market capitalization and profitability of State-Owned Banks have decreased and liquidity has improved after the Covid-19, as a result of deteriorating credit quality. Deteriorating credit quality after the Covid-19 resulted in decreased loan productivity and increased loss reserves and banks were more careful in distributing credit so that the liquidity was getting looser which resulted in decreased profitability.</p>}, number={1}, journal={Financial Risk and Management Reviews}, author={Artha, I Wayan Budi and Widyastuti, Tri and Gustari, Irvandi}, year={2022}, month={May}, pages={12–19} }