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Nepalese banking in the digital era: An evolution of mobile banking adaptation . Journal of Empirical Studies, [S. l.], v. 12, n. 1, p. 1–11, 2025. DOI: 10.18488/66.v12i1.4073. Disponível em: https://archive.conscientiabeam.com/index.php/66/article/view/4073. Acesso em: 30 jul. 2026.